British Automotive Company to Ditch the Windscreen Wiper

wipers on car windowsThe British Automotive Company, McLaren Group, is aiming to put an end to the need for windscreen wipers.  Once implemented, car owners will no longer have to replace the rubber blades that are prone to sticking to the glass during winter months.  Instead a simple flip of the switch would keep the glass free of rain, snow and any other things that would be prone to stick, even bugs.

Using a high frequency sound wave much like those used in military aircraft the change has been estimated to cost a mere £10 to manufacture into a new vehicle.  The option on a new car could be very attractive to drivers that often find the sound and movement of the wipers distracting.

In an interview with the Sunday Times, Frank Stephenson, chief designer at McLaren Group, commented that the change to drop the traditional wipers would eliminate the weight of the wiper motor and streamline the design possibilities of the windscreen.  This could lead to better fuel consumption levels.

The traditional windshield wiper was invented by a woman in 1903 named Mary Anderson.  Her original patent described the wiper as a “window cleaning device”.  Later different mechanisms for controlling the wiper system were invented.  Patents range from how the wipers are controlled, how they were aligned, their ability to cover more area as well as the ability for them to work automatically versus manually and intermittently.

The change for McLaren in adapting the sound wave technology to consumer cars is not yet in production and no target date was given.

Bad Driving Behaviors Prevail on UK Roadways Despite Dangers

telematics car insuranceBad drivers are sharing the road with you and one in four of them admits to being just that, a “bad driver”.  A recent poll by Slater & Gordon Law Firm showed that drivers are exhibiting dangerous behaviors on UK roadways including drink driving and falling asleep at the wheel.  One in five drivers admitted to being behind the wheel and falling asleep while the same number admitted to speeding at double the speed limit.  Other common admissions to bad driving habits were getting distracted by children in the car, jumping through red lights and driving through stop sign areas.

One in ten drivers admitted to having a close call with a cyclist on the road and one in five admitted to getting behind the wheel knowing they would likely fail a breathalyzer test.

The research polled 2,000 Brits and found that the majority of drivers polled admitted to routinely driving dangerously.

Paul Kitson, Personal Injury Lawyer at Slater & Gordon, commented on the study saying, “These statistics are really worrying as what can seem like a silly or minor lapse in judgment in driving can have disastrous consequences.

“’We work with clients who experience the life changing effects of bad driving every day. It’s important to remember that driving can have terrible consequences if you don’t take it seriously.”

For parents it can offer peace of mind to choose a car insurance product that offers feedback to the driving behaviors of their young driver.  Telematics car insurance not only offers the potential for savings when compared to standard insurance but it provides private data information online that can assure parents their young driver is following safe driving habits and is not in need of more driving instruction.  The data is only helpful however as experts remind parents to actually review the data and discuss the results of the feedback with their young adult.

Telematics Car Insurance Offers the Ability for Drivers to Pay for Miles up Front

telematics car insuranceCar insurance has been around for decades.  Traditional car insurance is now referred to by many drivers and others close to the insurance industry as old fashioned and old style.  The time is now for a change to take place with a car insurance product which enables drivers an avenue to saving money and potentially becoming a better driver in the process.  The product to take the industry these progressive steps forward is telematics pay as you drive car insurance.  It is creating a completely different view of car insurance.

The unique feature of telematics is not limited to just being able to monitor driving habits.  The feature is something which takes place in the initial stages of applying for telematics car insurance.  A driver at this point is able to estimate the amount of miles they will be driving in the coming months and pay for those miles.  These miles will then be covered with telematics car insurance. At the conclusion of these miles, a driver is able to add more miles to the amount of miles covered by simply topping up.  This is a similar process to a user topping up their minutes for a mobile phone.

Obtaining car insurance can be a laborious, frustrating process.  Those days are a thing of the past thanks to telematics pay as you drive car insurance.  It is creating happy drivers and fans of an insurance which could potentially help a driver save money and increase the likelihood they will become a better driver.

Telematics Car Insurance Enables a Household to Simplify Control of the Finances

telematcsPay as you drive car insurance offers a household the ability have much better control over their finances, especially regarding car insurance for the fleet of family cars.  The premise behind pay as you drive is simple.  Upon purchasing cover for the drivers within the family, an estimate is made for how many miles each car would be driven over the next several months.  Miles are then paid for based on the estimates of travel for each car.  Purchasing miles for cover make it possible to control the amount of money spent on car insurance.

Telematics not only makes it possible to purchase miles which an entire family has estimated they will use over the coming months, but it is also possible to top up on miles at any time online.  This makes telematics unique as a pay as you drive insurance type.

Economic times are trying currently and telematics can make a financial difference for any family looking to streamline the household budget and manage costs in a more efficient manner.  Having an insurance cover which makes this possible is valuable and can impact the near and distant future.

In addition to helping control costs by only purchasing the miles needed for cover, telematics is able to control how young drivers and more experienced drivers drive due to the small device which is mounted in the insured car.  This device monitors driving habits like speeding, braking and cornering any time the driver is behind the wheel.  This enables the insurer to pass along savings when the driver demonstrates safe driving habits.

Telematics Car Insurance Works in Good Drivers’ Favor

telematics car insuranceGood drivers do not often get enough credit for doing so.  They are consciously trying to be better drivers each time they get behind the wheel.  In making this effort, they are collectively making the UK roads a safer place to drive.  They deserve to get a break with their car insurance.  They deserve to be rewarded by paying less for car insurance.  They deserve to be covered by telematics car insurance.

Telematics car insurance comes with the potential of making good drivers motivated to stay good drivers and bad drivers, better drivers.  This is a built in plan of telematics car insurance.  When good drivers obtain telematics car insurance they are exposing themselves to an insurance which is pre-built to reward good drivers.

Telematics relies on a small mounted device which is installed in the interior of the insured car.  This device is important to telematics cover.  It is part of the reason telematics is so unique to the industry.  It monitors driving habits which are representative of drivers who are considered good drivers.  Habits such as speeding, braking and cornering are monitored for safety.

Insurers evaluate this data collected by the small device which is mounted in the insured car.  The data is searched over in an effort to locate driving habits considered safe.  When the insurer discovers safe habits the driver is eligible to receive rewards from the insurer.  Rewards are quite valuable.  They are presented to the driver as discounts applied to future monthly car insurance premium costs.

Telematics Car Insurance Popular with Young Drivers

telematics car insuranceCar insurance providers are constantly trying to grab the attention of young drivers.  The reason for this is twofold.  First, car insurance providers know they are able to charge more monthly premium for a young driver than a more experienced driver.  This is due to the increase in the amount of risk they are taking offering them cover.  Young drivers are the riskiest group of drivers to insure statistically speaking.  Second, most drivers stick with their current insurance provider when renewal time comes up.  This occurs time and time again.  It is simply easier for a driver to renew with the same firm than research the market for a new deal.

Telematics car insurance is attempting to change the trend of new young drivers choosing to be covered with traditional car insurance.  So far, the insurers are doing a fine job.  Telematics simply offers many advantages.  Some of the biggest benefits lean towards young drivers.

Telematics is the first car insurance of its kind to offer the cost based solely on how safely a driver handles a car.  Telematics accomplishes this by monitoring driving habits.

A small device is installed into the interior of the insured car.  It tracks driving habits like speeding, braking and cornering.  It even notes the time of night or day the car is driven.

Once the insurer is able to evaluate the collected data from the insured car and determine safe handling of the car, the driver possibly becomes eligible to receive rewards from the insurer.  These rewards come in the form of discounts applied to future monthly car insurance premium costs.

Telematics Car Insurance Makes Driving Safe Cool for Young Drivers

telematics car insuranceYoung drivers are concerned with self-image and making sure they look cool to their peers.  This is hardly easy to pull off when it comes to driving safe.  The typical young driver allows distractions to take over whilst they lose sight of what is important as they sit behind the wheel.  Allowing their friends to ride in the car with them does not help them focus on the road more either.  Telematics car insurance offers a solution to the need to look cool whilst driving – if they do they could possibly save money.

Telematics car insurance is a car insurance that is still growing in popularity with all age groups.  Even though it has been on the market for a few years, the majority of drivers are still unaware of the many potential benefits that telematics can offer.  It is the first car insurance product which offers drivers the opportunity to save money and become better drivers.

Telematics relies on a small mounted device which is installed in the insured car.  This small device is responsible for monitoring driving habits like speeding, braking and cornering.  The small unit is even able to track the time of day or night the car is being driven.

The insurer takes the collected data from the insured car and makes a determination of whether the car has been driven safely or not.  When the car has apparently been driven safely, the driver receives rewards in the form of discounts applied to future monthly car insurance premium costs.

Through saving money a young driver has good reason to drive safely and feel cool doing it.