One thing unites all drivers above anything else on any UK roadway. The one thing which is a common denominator among all drivers aside from a driver licence is car insurance. This has been true for years. It has been not only what unites all drivers who drive legally, but also the talk within the walls of many office buildings next to water coolers. Every driver wants to figure out how to pay less for car insurance.
The answer for drivers could potentially be directly in front of them now. It could be in the form of a new type of car insurance known as telematics pay as you drive car insurance. This is a new type of cover which is uniting safety with all drivers.
Telematics car insurance is a new type of car insurance which was originally developed with safety and saving money in mind. It has been on the market a short time but within that time it has grown in popularity. Drivers who obtain a telematics car insurance policy quickly understand the benefits which can be realised through the new type of cover.
Telematics car insurance is able to unite drivers with safety due to the technology which is involved with telematics. A small device is installed in the insured car on or near the dashboard. This device monitors driving habits like braking, cornering and acceleration. Drivers demonstrating safe habits which are collected on the small device earn valuable rewards presented to them by insurers.
These rewards are presented to drivers in the form of discounts to future monthly insurance costs. Telematics car insurance is truly uniting all drivers with safety.
Drivers are likely to find that they can make a switch to a more affordable car insurance policy that still offers quality coverage. The reason is that car insurance premiums have fallen over the last twelve months. Recent data released by AA Insurance shows that in the last year there has been a reduction in the average cost of coverage. An annual policy average for comprehensive car insurance is £533, which is a reduction of 14.1% from last year’s £621.
The lower premium opportunities are credited to competition between car insurance providers that are seeking drivers as well as the crackdown against bogus whiplash claims. The aggressive decline is being seen as quickly approaching a level that will flatten out and possibly see a rebound shortly after. This means that current quotes being offered by providers are highly likely to be lower than quotes offered last year or even the year before that.
Simon Douglas, director of AA Insurance said, “It’s as if premiums are on a helter-skelter slide. I fear that the downward spiral will end with a bump. And while I expect the falls to continue at a slower rate over the first quarter of this year, I think they will then level off. But my biggest fear is that if the falls are too great, premiums will bounce sharply up again later in the year.”
The average cost for car insurance declined for both young drivers as well as senior drivers.
Drivers are encouraged to shop around for a new policy as their renewal period approaches. With the cheaper car insurance rates currently on the market most drivers will find they can save with a switch. Starting with telematics car insurance is a smart consideration as it could offer the deepest discounts to be found for drivers, especially young drivers.
Car insurance is a requirement to travel upon the UK roadways. This has always been the case and will continue. Many different types of cover exist, but the purpose of all cover varies little. It provides protection and support for all those drivers involved in car crashes. Car insurance has never been available to do anything else, simply protect drivers when tragedy strikes. A new car insurance product is now on the market which is revolutionising the industry and changing how cover is viewed overall.
The newest car insurance product which is turning heads across the country is known as telematics pay as you drive car insurance. It is earning a reputation of being proactive at times other than when car crashes occur. This new product is making drivers realise car insurance does not have to sit idle. It can make many things possible including potential ways to cut cost as well as improve driver skills.
Telematics car insurance is now attempting to revolutionise an industry which has been in need of it for decades. Car insurance has become an item which drivers rely on but only goes into action when a car crash occurs.
A device is installed in the insured car which makes the process take off. It monitors driving habits like braking, cornering and acceleration. This is only the beginning. The device also notes the type of roads the car travels on as well as the time of day or night the car is driven.
Telematics car insurance makes it possible for drivers to simply drive safely and earn rewards which are presented to drivers in the form of discounts. This new type of car cover is quickly revolutionising an industry by stressing safety over driving record.
Technology has never been a concept which has meshed with car insurance. It has been introduced into other industries, but has yet to become part of the mainstream world of car cover. Now however, a new car insurance product is changing all that. It is changing that for the better. A new car insurance product known as telematics pay as you drive car insurance is introducing technology into car cover and changing the entire landscape.
Telematics car insurance is based on safety and saving money. These two concepts are giving drivers opportunities like never before and they are taking advantage of them.
Telematics car insurance is based on a small device which makes it possible for drivers to take data from their driving performance and understand weaknesses and strengths. These weaknesses and strengths can then be worked on to help a driver become a more skilled driver.
The car insurance industry is just now seeing the advantages of a product like telematics car insurance and the industry will never be the same. Technology which is smart and works with the driver is something the car insurance industry has been needing for years.
Telematics car insurance makes it possible for every day drivers to reap the rewards of a car insurance product which uses technology like never before. Drivers are potentially able to save thousands of pounds each month and not have to do anything special except drive the car with safety in mind.
Car insurance shopping is usually done with a goal of finding cheap car insurance that can put more money in the budget and less toward coverage. This seems like a smart goal since saving money is important in today’s economy but the result of searching for the least expensive car insurance could prove costly if quality is overlooked. Car insurance is meant to give peace of mind that there is a financial safety net in place to get a driver back on the road in a quick and simple manner after an accident. Without proper coverage a driver could be left with not only stress of trying to get back on the road but financial expenses that could last for years.
Quality car insurance coverage is of the upmost priority and it doesn’t have to be put aside simply to find a policy that is affordable. Telematics car insurance is a product on the market that can be found in a “pay as you drive” policy. Meaning that the driver can purchase coverage for the amount of miles that they expect to need and if more are needed then a simple top-up for more miles can occur. This type of coverage allows for easy budgeting and can help save money.
Telematics car insurance policies often give drivers discounts for safe driving habits. With safe driving the risk of coverage is lowered and the provider offers better pricing for coverage while still giving quality coverage.
Shopping around for an affordable policy is encouraged but drivers should not put aside quality in a policy that offers what the driver needs for a financial safety net in the case of an accident. Affordability should reside within a policy that offers quality coverage for the right choice.
Car insurance has always been a consumer product which drivers have counted on to think about support and protection. Saving pounds each month has never been thought of when thinking about driving a car. Until now. A new car insurance product has been introduced to the market which is changing everything we believe in regarding car cover. It is called telematics pay as you drive car insurance.
This is a consumer product which has been developed with safety and saving money in mind. This is a product which is opening the eyes and doors of opportunities like never before. Car insurance will never be viewed the same and it is a true testament to the benefits available through choosing a telematics car insurance policy.
Telematics car insurance makes it possible to save pounds based on how safely the driver is handling the car. Technology is placed within the insured car which monitors driving habits which then enables a driver to prove they are handling the car with safety.
When a driver handles a car with safety the insurer is already aware. This is part of the beauty of this new, revolutionary type of car insurance. The insurer accesses the device which is installed in the insured car. The device within the insured car collects data proving how safely or unsafely a driver has been handling the car.
Once the insurer views the data and determines the driver has been handling the car with care, a reward process begins. This reward process involves applying discounts to future monthly insurance costs of the driver.
Telematics car insurance now makes it possible to save pounds simply through driving with safety in mind.
Safe driving should be a goal for anyone getting behind the wheel of a car. Car crashes happen quite frequently but if more drivers focused on safety, fewer crashes would be the outcome. Drivers who focus on safety are typically going to be less risky for car insurers, as they end up in less car crashes. A new car insurance known as telematics car insurance is becoming more popular and for good reason. It was developed with safety and saving money in mind.
Telematics pay as you drive car insurance is revolutionising the car insurance market by focusing on safety as well as other benefits for the driver. It is the first car insurance product of its kind to benefit the driver in ways never thought possible.
Safety and saving money are the origins of telematics car insurance and these concepts are living on today with all drivers who obtain a telematics type policy. It rewards drivers in a way which is also completely unique to all other products on the market. Technology which has been around for decades is now being used to benefit drivers in regard to safety and saving money.
Until now, car insurers have been concerned with collecting a monthly premium from the drivers who have obtained a policy. These insurers formulate cost based on past driving history and age as well as other factors. Telematics car insurance is now redefining the industry and making positive changes within the car insurance community.
Telematics car insurance was developed with safety in mind and that concept is stronger today than ever before.