Driving Safe Required Because Others are Not

others driving unsafelyDriving safe is a behaviour that is constantly repeated by safety experts and safety charities.  It is something that drivers often take to heart that the message only applies to their own behaviours.  Therefore as long as they feel in control on the road then they are following safe driving rules.  Speeding a little, reaching for a mobile phone or grabbing a drink are all behaviours that done in control will likely have a fine ending as far as some are concerned, however the truth is that there are others on the road thinking the same thing.

The greater the odds build for an accident the greater the end result will turn out bad.  Should one driver be heading down the roadway while texting on their mobile phone and another be coming from the same direction speeding, while another driver turns to speak to a child in the back seat, the odds are building one upon another that someone could be hurt.  Driving safe is important because there are other drivers on the road that are not following safe driving rules.

Telematics car insurance is helping to keep drivers in a state of mindful safe driving.  Through the use of a GPS unit that collects driving data for risk assessment, drivers could be offered discounts on their premiums by driving safe.  The constant reminder to drive safe could also be a learning tool, as many drivers are unaware of how badly their driving is when they text or talk on their mobile phones, they reach for food or drink, they address children in the car, carry on conversations or simple change the radio station.  The same data used by the provider to determine the risk in coverage can be privately viewed by the driver.  Many a driver may be surprised to learn they haven’t been as safe on the road as thought after viewing their telematics car insurance data.  They might also think twice before choosing to drive distracted or to speed at all since the data is going to be collected and used to determine their premiums.

Overall, anything that helps a driver stay safer on the road is valuable.  The fact that it could also help a driver save money on car insurance adds to the attractiveness of telematics car insurance.  Staying safe behind the wheel is important but even more so since there are so many other drivers sharing the road that aren’t driving safe.

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Car Swallowed by Sinkhole in Buckinghamshire

sinkhole buckinhamshireImagine going outside to find your family car has disappeared from where it was left the night before.  One might think immediately that the car had been stolen.  Thoughts would churn through the head as to who should be called – the authorities and the car insurance provider of course.  However, what if it was evident that the car was indeed gone from where it had been parked yet the reason was not theft but actually that it had been swallowed whole into the ground, who should be called?

The firefighters in Walter’s Ash, High Wycombe, Buckinghamshire were called to a property early Sunday morning reporting that a young driver’s car had been swallowed into a severely deep sinkhole right outside the home of Phil Conran.

Mr. Conran, step-father of the young driver and owner of the missing Volkswagen Lupo, explained that the ground had simply taken the car down into a 30 foot deep hole.  The diameter of the hole is estimated to be 15 feet wide.  The car was resting at the bottom of the hole covered in ground debris and rubble from the sinkhole collapse.

In an interview, Mr. Conran remarked, “At 7am my daughter normally goes to the stables. She went out the front door and instead of her car being there, there was a huge hole.”

Sinkholes in the area are rare but reportedly are due to clay mining and occur without warning.

A representative of the Buckinghamshire Fire and Rescue Service said, “Firefighters were called to a sinkhole which swallowed a parked car in the driveway of a house in Main Road, Walter’s Ash.  Firefighters placed a cordon around it and gave safety advice.

“The incident was handed over to building control at Wycombe District Council. Firefighters were at the scene for about an hour.”

Telematics Could Keep Young Drivers Safe from Speeding Habits

telematics car insuranceSpeeding is a common driving violation and almost every driver is guilty of the behaviour at one time or another.  The commonality of the behaviour does not however lessen the danger.  Choosing to speed can be a fatal decision and unfortunately it happens all too often that someone is involved in a serious accident due to speeding and usually it is a young driver. Young drivers have been shown in studies to be the least experienced on the road while also being the most likely to take part in risky behaviours, therefore when speeding is involved it can be a problematic combination.

Unfortunately there is almost a daily news item of a professional athlete or celebrity having been banned for continuous offences of speeding.  For someone that can afford paying for alternative transportation, higher insurance rates and other inconveniences that will be expensive associated with a driving ban it may be less of a hassle, but for the average driver it can be a financial nightmare to figure out how to just get to work.

Parents may find it hard to get the point across to their young driver of the consequences of speeding.  There is a tool that can assist in making sure the risky behaviour of speeding does not become a habit for a young driver and that is the use of telematics car insurance for coverage.  The product uses a GPS unit to collect driving data of the insured driver to determine risk assessment and premium costs.  Safe driving could offer the opportunity to save money which would mean a driver would have to abstain from speeding.

Some young driver insurance policies with telematics car insurance providers will offer parental alerts when an unsafe driving event occurs such as speeding.  This type of alert can help open up discussions on the dangers of speeding while behind the wheel.  No other type of car insurance product other than telematics can offer parents peace of mind that their young driver is adhering to safe driving practices.  Young drivers get the benefit of developing safe driving habits while earning the opportunity to pay lower car insurance rates over standard car insurance offers.

Telematics Car Insurance Points to Safe Driving

telematics car insuranceCar insurance is a necessity of every driver on UK roadways.  It protects not only the policy holders in the event of a car crash, but also those who could be involved in the crash as well.  Traditional car insurance has become a product relied upon to help drivers out with financial assistance for car repairs and other costs associated with car crashes.  Although car insurance has been available for decades it has not offered a scheme to help cut the cost of it.

A new car insurance product which is not only helping drivers with financial assistance but also assisting them in the safety area is known as telematics pay as you drive car insurance.  It is sweeping the country with a new option for drivers looking for a progressive type of car cover.

Telematics car insurance provides cover in a new way.  It helps drivers defend themselves against high prices with a scheme which combines safe handling of the car and earning rewards in the form of discounts.

Telematics car insurance involves a small device which is installed in the insured car.  This tiny device is no ordinary monitoring system.  It is GPS enabled to help authorities in the event of a theft.  Additionally, it makes it possible for cars to be located to understand the types of journeys they are taking.

As insurers gather data and understand the driver is handling the car safely, drivers qualify for valuable rewards presented to them by the insurer.  Drivers are able to earn several discounts which help them save money each month.

Telematics car insurance is the first car insurance product to focus on safety to help drivers save money.

Telematics Car Insurance Unties the Hands of Drivers

telematics car insuranceDrivers searching for car insurance now have an option.  The car insurance industry is going through a change which is revolutionary.  Drivers are now free to choose cover which provides a car insurance choice worthy of drivers looking for a product which acts in quite a proactive way.  No longer will drivers be paying for a car insurance which only provides support in the event of a car crash.

The hands of drivers are now being untied.  A new product known as telematics pay as you drive car insurance is making the choice of car insurance an easy one.  Telematics is making it possible for drivers to have a choice.  They are able to purchase a policy which makes it possible to potentially save money and become a better driver at the same time.  The freedom contained in telematics car insurance is changing the view of car insurance forever.

Telematics car insurance is enabling drivers to be more aware of safety like never before.  Drivers are made aware of the performance of how they drive due to the device located on or near the dashboard of the insured car.  This small device is installed in the interior of the insured car in about an hour.  It monitors driving habits like speed, acceleration, braking and more.  It even notes the types of roads the car is traveling on.

Telematics car insurance is making it possible for drivers to view car insurance in a way never thought of.  Drivers no longer have to feel tied down or permanently attached to their cover.  Telematics car insurance makes it possible for drivers to pay for the miles they will use and then top up when they are close to expiring.  Telematics car insurance can be found online at any time.

Car Insurance Competitive Market Good for Drivers

car insurance marketCar insurance providers have been competing for the attention of drivers.  The ability to shop online for car insurance has fostered an environment where consumers are better equipped and skilled to seek out cheaper pricing on policies.  To keep customers and gain new ones, providers have pushed pricing lower.  The benefit is that drivers are being offered some of the best car insurance pricing seen in the past year.

Telematics car insurance is suggested by experts to those seeking to make a switch.  The product offers the ability for a driver to have an impact on the premium cost they pay.  With the use of a high tech GPS unit installed into the car, a provider can gather data on the driver’s habits while behind the wheel.  Safe driving will gain lower risk coverage rates.  This is an opportunity that standard car insurance does not offer.

While the goal of shopping around for car insurance is to find the most affordable rate, drivers should not set aside quality coverage as a criterion.  Reviewing current coverage needs is suggested and then seeking quality coverage at the most affordable cost rather than just seeking the cheapest car insurance policy.  Car insurance is meant to offer a safety net in the event of an accident so the driver can get back onto the road quickly and without hardship.  Only by seeking out the best matched coverage will the driver have peace of mind that an unexpected event will not become more stressful due to lacking insurance.

Quality and affordability can be found together in one policy.  Shopping around online will offer quick access to finding the right coverage and in today’s competitive car insurance market it will likely offer the ability to save.

Telematics Car Insurance Sign of Progressive Thinking

telematics car insuranceCar insurance has earned a consistent reputation through the years.  Drivers have reached a point over time of relying on car cover for those times when they find themselves involved in a car crash or some other similar event.  Few other types of consumer products have come to a point of being counted on as much as car insurance.  Even though car insurance has earned a reliable reputation, it falls short of being a proactive type product when a claim is not involved.

Now however, car insurance has changed and the industry will never be the same.  It has evolved into a product which is a product of progressive thinking.  This progressive way of thinking has led the market to offer a product which has never been offered before.  It is known as telematics pay as you drive car insurance and it is growing in popularity by the month.

Telematics car insurance is a car cover which is unique to all other types of car cover.  It relies on technology to provide drivers benefits which have never been available to this point.

Telematics car insurance is not only a sign of progressive thinking but also a peak into the future of car insurance.  Policies which offer drivers traditional features and no cost saving measures are being called old fashioned and old style.

Progressive thinking is redefining the car insurance industry and the latest product is proof of that.  Telematics car insurance is able to be purchased and researched online at any time.