Driving safe is a behaviour that is constantly repeated by safety experts and safety charities. It is something that drivers often take to heart that the message only applies to their own behaviours. Therefore as long as they feel in control on the road then they are following safe driving rules. Speeding a little, reaching for a mobile phone or grabbing a drink are all behaviours that done in control will likely have a fine ending as far as some are concerned, however the truth is that there are others on the road thinking the same thing.
The greater the odds build for an accident the greater the end result will turn out bad. Should one driver be heading down the roadway while texting on their mobile phone and another be coming from the same direction speeding, while another driver turns to speak to a child in the back seat, the odds are building one upon another that someone could be hurt. Driving safe is important because there are other drivers on the road that are not following safe driving rules.
Telematics car insurance is helping to keep drivers in a state of mindful safe driving. Through the use of a GPS unit that collects driving data for risk assessment, drivers could be offered discounts on their premiums by driving safe. The constant reminder to drive safe could also be a learning tool, as many drivers are unaware of how badly their driving is when they text or talk on their mobile phones, they reach for food or drink, they address children in the car, carry on conversations or simple change the radio station. The same data used by the provider to determine the risk in coverage can be privately viewed by the driver. Many a driver may be surprised to learn they haven’t been as safe on the road as thought after viewing their telematics car insurance data. They might also think twice before choosing to drive distracted or to speed at all since the data is going to be collected and used to determine their premiums.
Overall, anything that helps a driver stay safer on the road is valuable. The fact that it could also help a driver save money on car insurance adds to the attractiveness of telematics car insurance. Staying safe behind the wheel is important but even more so since there are so many other drivers sharing the road that aren’t driving safe.