Driving Safe Required Because Others are Not

others driving unsafelyDriving safe is a behaviour that is constantly repeated by safety experts and safety charities.  It is something that drivers often take to heart that the message only applies to their own behaviours.  Therefore as long as they feel in control on the road then they are following safe driving rules.  Speeding a little, reaching for a mobile phone or grabbing a drink are all behaviours that done in control will likely have a fine ending as far as some are concerned, however the truth is that there are others on the road thinking the same thing.

The greater the odds build for an accident the greater the end result will turn out bad.  Should one driver be heading down the roadway while texting on their mobile phone and another be coming from the same direction speeding, while another driver turns to speak to a child in the back seat, the odds are building one upon another that someone could be hurt.  Driving safe is important because there are other drivers on the road that are not following safe driving rules.

Telematics car insurance is helping to keep drivers in a state of mindful safe driving.  Through the use of a GPS unit that collects driving data for risk assessment, drivers could be offered discounts on their premiums by driving safe.  The constant reminder to drive safe could also be a learning tool, as many drivers are unaware of how badly their driving is when they text or talk on their mobile phones, they reach for food or drink, they address children in the car, carry on conversations or simple change the radio station.  The same data used by the provider to determine the risk in coverage can be privately viewed by the driver.  Many a driver may be surprised to learn they haven’t been as safe on the road as thought after viewing their telematics car insurance data.  They might also think twice before choosing to drive distracted or to speed at all since the data is going to be collected and used to determine their premiums.

Overall, anything that helps a driver stay safer on the road is valuable.  The fact that it could also help a driver save money on car insurance adds to the attractiveness of telematics car insurance.  Staying safe behind the wheel is important but even more so since there are so many other drivers sharing the road that aren’t driving safe.

Car Insurance that Doesn’t Need Sherlock to Solve Questions

sherlock holmesCar insurance can be tricky to understand and that is likely the reason most people stay loyal to a policy and don’t seek out a switch.  Some policies can be so complicated to choose between that it would be helpful for Sherlock Holmes to make it plain.  There is one product that offers simple understanding and straightforward coverage that is changing how people view and buy car insurance.

Telematics car insurance is a relatively new type of car insurance.  While it has been around for a few years there are still many drivers that haven’t made themselves familiar with the coverage product.  It is different in that it involves a GPS unit to collect driving data on the driver for risk assessment.  Rather than using statistics or personal data to determine risk and premium costs, telematics uses the driver’s own driving data.  This allows a driver to directly impact the cost of their car insurance by driving safely and lowering the risk of coverage assessment by the provider.

The installation of the GPS unit is simplified by the provider coordinating the professional installment at the driver’s home or workplace.  Once a policy is purchased, coverage can begin immediately or at a desired date and the provider will offer a grace period in which the GPS unit must be installed.  They will work with the driver to determine an appointment for the installation.  Once installed the unit begins to gather the data required by the provider.  In some instances it is the number of miles driven and for other providers it could be detailed such as if the driver speeds, brakes hard, or takes curves sharply while behind the wheel.

Telematics car insurance can be found online.  Comparisons of providers and policies can also be done online.  With a click of the computer, a policy can be bought making a switch easy.  The good news about telematics car insurance is that it could offer savings in comparison to standard car insurance.  It could actually be the straightforward, easy to understand, easy to choose, easy to buy car insurance that offers both quality coverage and affordability.  Since experts suggest drivers shop around when renewal time comes, it makes sense to start with telematics car insurance.

Telematics Car Insurance Spotlights Safe Driving

telematics car insuranceCar insurance is now reaching new heights.  Safety is becoming the key focus of a new type of car insurance and the new type of car cover is known as telematics pay as you drive car insurance.  This is creating quite a buzz all over the UK and for good reason.

Car insurance has made a name for itself as being user friendly as well as being there for a driver when needed.  Now times are different.  Drivers expect more than just a car insurance product which provides support and assistance following a car crash or similar event.

Telematics car insurance is the product of choice now due to its unique way of covering drivers.  With telematics car insurance, drivers simply need to drive with safety in mind in order to receive valuable rewards from the insurer.  This process is made possible with a small device known as a POD or personal optimisation device.

The POD is quite important to the process and performs several functions within the scope of cover.  It monitors driving habits like acceleration, braking and cornering.  Additionally, it notes the time of day or night the car is driven, as well as monitoring the types of roads the car travels on.

Telematics car insurance is spotlighting safety by making it possible for drivers to potentially save money by driving with safety in mind.  Drivers save money after insurers evaluate the data collected in the POD and determine if they driver has been driving safely.  Insurers present safe drivers with rewards in the form of discounts to future monthly car insurance costs.

Car Swallowed by Sinkhole in Buckinghamshire

sinkhole buckinhamshireImagine going outside to find your family car has disappeared from where it was left the night before.  One might think immediately that the car had been stolen.  Thoughts would churn through the head as to who should be called – the authorities and the car insurance provider of course.  However, what if it was evident that the car was indeed gone from where it had been parked yet the reason was not theft but actually that it had been swallowed whole into the ground, who should be called?

The firefighters in Walter’s Ash, High Wycombe, Buckinghamshire were called to a property early Sunday morning reporting that a young driver’s car had been swallowed into a severely deep sinkhole right outside the home of Phil Conran.

Mr. Conran, step-father of the young driver and owner of the missing Volkswagen Lupo, explained that the ground had simply taken the car down into a 30 foot deep hole.  The diameter of the hole is estimated to be 15 feet wide.  The car was resting at the bottom of the hole covered in ground debris and rubble from the sinkhole collapse.

In an interview, Mr. Conran remarked, “At 7am my daughter normally goes to the stables. She went out the front door and instead of her car being there, there was a huge hole.”

Sinkholes in the area are rare but reportedly are due to clay mining and occur without warning.

A representative of the Buckinghamshire Fire and Rescue Service said, “Firefighters were called to a sinkhole which swallowed a parked car in the driveway of a house in Main Road, Walter’s Ash.  Firefighters placed a cordon around it and gave safety advice.

“The incident was handed over to building control at Wycombe District Council. Firefighters were at the scene for about an hour.”

Telematics Could Keep Young Drivers Safe from Speeding Habits

telematics car insuranceSpeeding is a common driving violation and almost every driver is guilty of the behaviour at one time or another.  The commonality of the behaviour does not however lessen the danger.  Choosing to speed can be a fatal decision and unfortunately it happens all too often that someone is involved in a serious accident due to speeding and usually it is a young driver. Young drivers have been shown in studies to be the least experienced on the road while also being the most likely to take part in risky behaviours, therefore when speeding is involved it can be a problematic combination.

Unfortunately there is almost a daily news item of a professional athlete or celebrity having been banned for continuous offences of speeding.  For someone that can afford paying for alternative transportation, higher insurance rates and other inconveniences that will be expensive associated with a driving ban it may be less of a hassle, but for the average driver it can be a financial nightmare to figure out how to just get to work.

Parents may find it hard to get the point across to their young driver of the consequences of speeding.  There is a tool that can assist in making sure the risky behaviour of speeding does not become a habit for a young driver and that is the use of telematics car insurance for coverage.  The product uses a GPS unit to collect driving data of the insured driver to determine risk assessment and premium costs.  Safe driving could offer the opportunity to save money which would mean a driver would have to abstain from speeding.

Some young driver insurance policies with telematics car insurance providers will offer parental alerts when an unsafe driving event occurs such as speeding.  This type of alert can help open up discussions on the dangers of speeding while behind the wheel.  No other type of car insurance product other than telematics can offer parents peace of mind that their young driver is adhering to safe driving practices.  Young drivers get the benefit of developing safe driving habits while earning the opportunity to pay lower car insurance rates over standard car insurance offers.

Telematics Car Insurance Sets Saving Pounds in Motion

telematics car insuranceCar insurance is a required piece of the puzzle to driving a car on UK roadways.  It is not just required but makes a driver legal.  A valid driver licence is also required to get behind the wheel.  Drivers are constantly in search of tools to help them save money off the cost of car insurance.   The price of cover has fallen recently, but still remains an expensive part of driving a car.  A new type of car insurance which is helping drivers save pounds each month is known as telematics pay as you drive car insurance.

Telematics car insurance is the latest car insurance product to help drivers who are looking for a way to battle high prices of cover.  Telematics is a progressive type of car cover which makes it possible for drivers to save money like never before.  It involves technology which is only now being applied to car cover.

A small device known as a POD or personal optimisation device is installed in the interior of the insured car.  This small unit is about the size of a mobile phone and takes about an hour to install.  It is a key component in the telematics process to help drivers save money.

The POD monitors driving habits like acceleration, braking and cornering.  It also notes the types of roads the car is driving on and what time of the day or night the car is taking journeys.

Telematics car insurance sets the potential for saving pounds in motion by offering drivers something they have never had access to.  This type of cover is revolutionary and is available for purchase online at any time.

Telematics Car Insurance Points to Safe Driving

telematics car insuranceCar insurance is a necessity of every driver on UK roadways.  It protects not only the policy holders in the event of a car crash, but also those who could be involved in the crash as well.  Traditional car insurance has become a product relied upon to help drivers out with financial assistance for car repairs and other costs associated with car crashes.  Although car insurance has been available for decades it has not offered a scheme to help cut the cost of it.

A new car insurance product which is not only helping drivers with financial assistance but also assisting them in the safety area is known as telematics pay as you drive car insurance.  It is sweeping the country with a new option for drivers looking for a progressive type of car cover.

Telematics car insurance provides cover in a new way.  It helps drivers defend themselves against high prices with a scheme which combines safe handling of the car and earning rewards in the form of discounts.

Telematics car insurance involves a small device which is installed in the insured car.  This tiny device is no ordinary monitoring system.  It is GPS enabled to help authorities in the event of a theft.  Additionally, it makes it possible for cars to be located to understand the types of journeys they are taking.

As insurers gather data and understand the driver is handling the car safely, drivers qualify for valuable rewards presented to them by the insurer.  Drivers are able to earn several discounts which help them save money each month.

Telematics car insurance is the first car insurance product to focus on safety to help drivers save money.